On The Money NerdWallet Student Debt Help
FILE – In this May 7, 2021 file photo, University of Texas Rio Grande Valley graduates sit social distanced in the early morning sunrise during their commencement ceremony at the schools parking lot in Edinburg, Texas. Repayment will restart as of Oct. 1 for 42.9 million student loan borrowers with federal debt. Vulnerable borrowers may not be ready to make payments, but there are options to find legitimate student loan help and avoid default — the consequence of missing payments. (Delcia Lopez/The Monitor via AP)