FILE- In this Sept. 19, 2018, file photo Afghanistan war veteran, Jose Perez-Santiago, stands in his daughter’s home as he returns for the first time since it was flooded in the aftermath of Hurricane Florence in Spring Lake, N.C. “I didn’t realize we would lose everything,” said Perez-Santiago. “We’ll just have to start from the bottom again.” In the aftermath of Hurricane Florence, thousands of people in the Carolinas are still waiting to return to their homes. Those who have are assessing the damage. The exact financial impact will become apparent over time as insurance claims roll in. (AP Photo/David Goldman, File)