Janet Yellen
FILE – The seal of the Board of Governors of the United States Federal Reserve System is displayed on the desk as Federal Reserve Chair Janet Yellen speaks during a news conference following the Federal Open Market Committee meeting in Washington, Wednesday, Dec. 13, 2017. The Federal Reserve Board has denied a Wyoming cryptocurrency bank’s application for Federal Reserve System membership, officials announced Friday, Jan. 27, 2023, a setback for the crypto industry’s attempts to build acceptance in mainstream U.S. banking. (AP Photo/Carolyn Kaster, File)