NerdWallet-Millennial-Money-Top-Money-Task
FILE – In this June 15, 2018, file photo, cash is fanned out from a wallet in North Andover, Mass. We head into the new year with big plans, hoping this will be the year we whittle down that to-do list and get our money on track. But daily life gets in the way — meetings, appointments, errands and emergencies. (AP Photo/Elise Amendola, File)