On-The-Money-NerdWallet-BNPL-Holiday-Returns
FILE – A shopper carries bags down Fifth Avenue on Friday, Nov. 25, 2022, in New York. If you bought an unsuccessful gift this holiday season with a “buy now, pay later” plan, you or the recipient might be wondering how to return it. Buy now, pay later returns are sometimes tricky because you’re dealing with multiple parties, including the store the gift is from and the buy now, pay later provider that financed the purchase. (AP Photo/Julia Nikhinson, File)