NerdWallet-Insurance Blind Spots

NerdWallet-Insurance Blind Spots

FILE – In this Wednesday, Oct. 12, 2016, file photo, a truck drives through floodwaters from Hurricane Matthew, in Lumberton, N.C. Flooding has occurred in every state in the country over the past five years, according to the Federal Emergency Management Agency. Yet only 12 percent of homeowners nationwide carry flood coverage, an Insurance Information Institute poll found. Homeowners insurance doesn’t cover flooding; you’ll need a separate policy. (AP Photo/Chuck Burton, File)